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Plus 6 Rules To Help You Get More For Your Money This Holiday Season
I love Christmas but it can also be a time of financial stress for a lot of people. This bothers me and it’s something I decided to put a stop to.
During the pandemic I found myself in lockdown being unable to work with face to face clients, online clients were leaving as they were forced to tighten their own purse strings and I was left feeling fearful about the outstanding credit card repayments that I would now be unable to make. I’m sure I wasn’t the only one.
This was a huge wakeup call. It forced me to sort my shit out with my finances, I consolidated my debts and moved them to a more manageable repayment plan and cut up all of my credit cards bar one. It was a real wake up call and I made a decision there and then, that I was never going back there.
In the past, I would be free and easy about getting gifts for people and just putting it on my credit card with the promise of paying it off at a later date. That later date never really came and the debt accumulated. Spending on credit surges over the holiday period, and like me, many people never actually pay that off.
After the financial scare that the pandemic caused, I decided that now if I want something, I have to…
